For most of the doctors I meet, their NHS Pension will underpin their retirement planning. So, it’s probably a good idea to get clued up/take some advice if you have a specific date/lifestyle in mind! Here’s what you should be thinking about: 1. Work out what you need and […]
Category Archives: Later Life
Blog, Family, Financial Planning, Later Life, Pensions, Personal Finance, Retirement, Wealth
Later Life Care – a financial time bomb?
02
Jul
Jul
Local authorities are cash strapped – fact. The Dilnot Report capping the cost of Later Life Care fees keeps being delayed. Something has to be done to address this. The Pensions Policy Institute (PPI) has published ‘Care in later life: incentives to use assets to pay for care’ sponsored by […]
Blog, Family, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Wealth
Tens of thousands entering retirement each year without taking advice
11
Jun
Jun
New analysis from the Association of British Insurers (“ABI”) shows very low levels of retirement readiness. This isn’t really surprising to us but continues to be a bit worrying! Of the 62,000 people accessing some of their pension via drawdown for the first time during a 6 month period, 34% […]
Blog, Family, Financial Planning, Investments, Later Life, Medical, Pensions, Personal Finance, Wealth
North East Medical Professionals – are changes to pension tax rules affecting you?
14
May
May
Has anyone noticed the increase in the number of articles lately relating to doctors and their pensions? One of the more recent headlines this April was the British Medical Association warning the Chancellor that senior doctors would have to cut their NHS working hours if the recent changes to pension […]
Blog, Financial Planning, Healthcare, Later Life, Pensions, Personal Finance, Retirement, Wealth
Can I order a prescription for financial piece of mind?
18
Apr
Apr
We know / that as busy medical professionals, it’s difficult to find time to prioritise your own plans. For most doctors, your NHS Pension will underpin your plans to reduce hours/stop work altogether later on. However, there have been so many changes to the NHS Pension and pension legislation in […]
If you are like me you may sometimes think about what life will look like in the future when you don’t have to work? You may think of the hobbies you have or will take up or the extra time you can spend with your family. You may be considering […]
Blog, Employers, Financial Planning, Later Life, Pensions, Personal Finance, Retirement, Tax, Taxable Benefits, Wealth
Tax year end planning 2019 – Employees: sacrifice your bonus for an employer pension contribution
15
Feb
Feb
With tax year end just around the corner, it’s time to check you are making the most of your tax reliefs and allowances to save for a brighter future. You may want to consider: Employees: sacrifice your bonus for an employer pension contribution We’re approaching ‘bonus season’ for many […]
Blog, Employers, Financial Planning, Later Life, Personal Finance, Retirement, Tax, Taxable Benefits, Wealth
Tax year end planning 2019 – Approaching retirement: boost pension saving now before triggering the Money Purchase Annual Allowance
15
Feb
Feb
With tax year end just around the corner, it’s time to check you are making the most of your tax reliefs and allowances to save for a brighter future. You may want to consider: Approaching retirement: boost pension saving now before triggering the Money Purchase Annual Allowance Anyone looking […]
Blog, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Tax, Wealth
Top Tips for Financial Planning
07
Jan
Jan
It’s 2019. Perhaps you are recovering from the festive excess in more ways than one?! You think, OK, it’s time to take stock. Sort things out. Stop putting important things off. Or is that just me? You may have already done some thinking ahead, booked the holiday, made enquiries about […]
Blog, Family, Financial Planning, Investments, Later Life, Personal Finance, Retirement, Tax, Taxable Benefits, Wealth
Amanda gains much sought after later life accreditation
06
Dec
Dec
Robson Laidler Wealth Director Amanda Cowie has recently received an accreditation from the Society of Later Life Advisers (SOLLA). There are only three other Independent Financial Advisers in Northumberland and Tyne & Wear who hold this. The Later Life Advisers Accreditation has now become established as the industry standard of […]