Tag Archives: pension

NHS Pension – exit planning tips

NHS pension exit

In 2019 Robson Laidler Wealth wrote a blog entitled NHS Pensions – handy hints to plan your exit   This has been one of our team’s most viewed blogs yet since 2019 there have been a few changes, which you should be aware of.  One thing that hasn’t changed and […]

Pensions Awareness Day – All you need to know

national pension day

Pension Awareness Day takes place annually on September 15 with the aim to alert the nation that they need to save more for their retirement.   So what do you need to be aware of exactly? Here’s some tips from Chartered Financial Planner Amanda Cowie director at  RL Wealth:   Pensions are […]

Did you reach State Pension age between 6/4/2010 and 5/4/2015? 

state pension

Did you reach State Pension age between 6/4/2010 and 5/4/2015?  Here is some help on how you can top up any missing years… The DWP has published updated guidance for those who reached State Pension age between 6 April 2010 and 5 April 2015 on how they can top up […]

Don’t ignore your pension savings statement

pension warning

It’s rare nowadays to be in, what used to be called, a “Final Salary” pension.  We now call these “Defined Benefit” pensions because they are now not typically based on your final salary but on your service and income levels throughout the period of membership. If you work for the […]

Is it still possible to retire at 55?

when can i retire?

Typically, when we speak to younger clients, to retire at 55 feels like a good plan.  Perhaps this is because their work is demanding, and they can’t imagine “keeping going” at that sort of pace for years on end.   Last week the Government confirmed that the normal minimum pension […]

Happy 5th Birthday Pensions Freedoms

pension freedom

Can anyone remember when Pensions Freedom came in?  Just me?  Apparently not.  The Financial Conduct Authority have just conducted an outcome review to see how pension providers have adapted to all the changes.  This has been delayed because of the “awfulness” until February 2021. As a financial planner (and a […]

Pension death benefits – right pension, right nomination, right now?

pension wealth

A reported surge* in people wanting to write or amend their wills at the start of COVID-19 (with some legal firms claiming a jump in demand of up to 76%), tells us that the pandemic has sharply focused peoples’ minds on making sure their affairs are in order and that […]

Pensions in your twenties and thirties?!

young person pension planning

As a thirty something (and hurtling towards the big 40) I often find myself thinking about retirement and what it’s going to look like.  Not necessarily what I’ll be doing or the fact I’ll be finished work forever (yippee), I’m thinking about money, my pension, and will I have enough […]

North East Medical Professionals – are changes to pension tax rules affecting you?

NHS Pension Blog

Has anyone noticed the increase in the number of articles lately relating to doctors and their pensions? One of the more recent headlines this April was the British Medical Association warning the Chancellor that senior doctors would have to cut their NHS working hours if the recent changes to pension […]

Tax year end planning 2019 – Recover your personal allowances and child benefit

With tax year end just around the corner, it’s time to check you are making the most of your tax reliefs and allowances to save for a brighter future. You may want to consider: Recovering personal allowances and child benefit Pension contributions reduce an individual’s taxable income. In turn, this […]