Retirement Planning – 5 things to think about!
Planning for retirement might seem like a long road ahead and we know how hard it is to prioritise saving over spending. When you’ve saved your entire working life, you just want to know that you will be “ok” financially when you eventually stop. We think it’s important to have […]
Pensions in your twenties and thirties?!
As a thirty something (and hurtling towards the big 40) I often find myself thinking about retirement and what it’s going to look like. Not necessarily what I’ll be doing or the fact I’ll be finished work forever (yippee), I’m thinking about money, my pension, and will I have enough […]
What happens to my pension when I die?
One of the most regularly asked questions I get from clients is “what happens to my pension when I die”. Your pension can be your largest asset, often exceeding the value of your home. The rules governing pensions can be complex and have changed significantly in recent years. What happens […]
Lifetime Allowance – Myths you need to know
For those who haven’t heard of this before, the Lifetime Allowance (LTA) is the amount that a UK individual can hold in a registered pension arrangement(s). Now the LTA is £1.055m and it is set to increase with CPI every year.
NHS Pensions – handy hints to plan your exit
There are loads of articles in the press right now about doctors leaving the NHS. You may be wishing it was you? For most of the doctors I meet, their NHS Pension will underpin their retirement planning. So, it’s probably a good idea to get clued up/take some advice if […]
Financial Planning for North East Women
Come on ladies, it’s time to get a handle on long term finance! There have been a number of headlines recently about women not taking responsibility for their longer-term planning, many leaving it to their partner. Is this a problem? Perhaps not for some, but in my job I see […]
Coast to Coast Conquered
Last month I posted an article on my training for the Coast to Coast (C2C) cycle ride. I’m pleased to report our team managed to conquer the ride last weekend despite atrocious weather. We set off enthusiastically from Fernwood House on Friday morning loaded with enough fruit, water and chocolate […]
Financial planning for University – “Today playgroup, tomorrow university”
Someone said this to me about 18 years ago when their daughter, a similar age to mine, had just started playgroup. This mother, so upset about losing the company of her toddler, not long after started to home-school – successfully, huge admiration. At the same point, I practically jogged to […]
Coast to Coast – Charity Cycle
Here at Robson Laidler we have a strong focus on giving something back to the community. We have regular charity fund raising activities as well as volunteering opportunities. I’ll be honest I often ignore the requests for help with this or that charity effort but when someone suggested a charity […]
Amanda’s Great North Run Training Update
I agreed at the start of the year that I would join the rest of the team at Robson Laidler in running for our charity of the year – Freeman Heart and Lung Transplant Association. I’ve done a couple of half marathon’s before, the GNR in 2010 and the Sunderland […]