Monthly Archives: April 2021

Did you reach State Pension age between 6/4/2010 and 5/4/2015? 

state pension

Did you reach State Pension age between 6/4/2010 and 5/4/2015?  Here is some help on how you can top up any missing years… The DWP has published updated guidance for those who reached State Pension age between 6 April 2010 and 5 April 2015 on how they can top up […]

Guidance for SMEs to Futureproof their business

In March, immediately after the Chancellors latest budget, we asked SMEs across the UK to share their outlook for the next 12 months.  The findings make for interesting reading – including: 46% of businesses with less than £250k turnover are expecting reduced income over the next 12 months. 67% of […]

Mapping current and future sales? Use Income matrix

income matrix

As the last few “non-essential” businesses take their first tentative steps out of lockdown and back to some kind of normality, they return to a vastly changed economic landscape, but there is hope and using an income matrix can help to map sales. You may be familiar with Robson Laidler’s […]

Happy Financial Independence Day

funding support

On 25 April the world celebrated Financial Independence Day. So, what is Financial Independence? Well, according to Wiki it’s “the status of having enough income to pay one’s living expenses for the rest of one’s life without having to be employed or dependent on others.” Sound good? But how many of us actually know how […]

Happy Good Earth Day – sustainable investments

Earth Day

Happy Good Earth Day! Here at Robson Laidler Wealth we understand that the way we invest money has the power to change the world. That’s why we launched our Sustainable Investment portfolios last year.  Our portfolios embrace the UN Sustainable Developments Goals and have a “do no harm” ethos.  The […]

Happy Earth Day! Offsetting our carbon footprint

Earth Day

Happy Earth Day! It’s a fact, we all need to make changes to save the planet. Scientists have warned that we have no more than a decade to avoid the horror story of what is referred to as “runaway climate change” – when natural systems start shifting so fast that […]

The Recovery Loan Scheme – what is it and how does it work?

Recovery Loan Scheme

Many will be mourning the loss of the CBILS and BBL schemes and the access to cheap credit, which ended this month. However, the new Recovery Loan Scheme (RLS), the Government’s latest covid-19 support programme, which launched this week still provides much needed additional finance to businesses affected by Covid-19. […]

Transfer of Shares – tax issues to consider

shares transfer

The dawning of a new tax year commonly sees a flurry of share transfers as business owners seek to ensure their extractions of profits are tax-efficient.  However, transfers of shares between family members and employees can hold lots of hidden tax charges. Here are three of the main types of […]

Top Tips for Cashflow Planning

cashflow tips

As everyone who’s ever started their own business can confirm, cash is king. Without a steady flow of capital into the business, your ability to expand – and even to stay afloat – is likely to be severely compromised. That’s why cash flow management and forecasting play such a vital […]