Category Archives: Protection

The Vital Importance of Business Insurance

Business Insurance

Running a business involves a complex interplay of factors, including potential risks and uncertainties. In this dynamic landscape, business insurance emerges as a fundamental necessity, providing a safety net against unexpected disruptions. Let’s delve into the reasons that underscore the significance of business insurance in ensuring the long-term success and stability […]

Financial Planning Life Stages: Protection needs for a young family

Young Family

This vlog: Financial Planning Protection Needs for a Young Family demonstrates the situation of a young family who have just bought their first home and have a small child. We model their financial situation based on the tragic event of a premature death in the family. Andy age 36, is married […]

Paying for care, how a local authority views deprivation of assets

Something that comes up, a lot! Many of us know of someone in care or needing care and, from our discussions, of course individuals don’t want to see family assets disappear to cover care fees. Conversely though, paying for your own care tends to come with choice.   There are […]

Financial planning for newly qualified dentists

dentist financial planning

Hurrah, after 5 long years you are now ready to go out and earn some money!  What should newly qualified dentists be thinking about? How you are paid Ultimately the contract with the dental practice will determine your status for tax but if you are self-employed, it is up to […]

Advice for young families saving for their future

Danielle Knowles

Today to support Financial Planning Week are some top tips from our paraplanner Danielle Knowles for young families saving for their future whilst looking after their loved ones…   I am Danielle, a 37-year-old mum of two to Charlie 5 and Daisy 3.   Working in financial services makes you […]

Coping with the unexpected – what price peace of mind?

financial planning family

For many of us, the last few months have been about ticking some long-awaited jobs off a list.  Even for those still working it’s amazing how much time has been freed up when we haven’t got the usual distractions like a social life for instance. At the start of this […]

Budget 2020 – Personal Finance Summary

Budget Briefcase

The new chancellor has just sat down after delivering his first budget statement.  The issue of the government’s response to coronavirus dominated the first part of his speech. Of more interest to us and our clients were the measures that directly affect personal finances. Our summary of the key issues: […]

Retirement Planning – 5 things to think about!

Retirement Planning

Planning for retirement might seem like a long road ahead and we know how hard it is to prioritise saving over spending. When you’ve saved your entire working life, you just want to know that you will be “ok” financially when you eventually stop. We think it’s important to have […]