To celebrate Robson Laidler’s 100th anniversary and generate vital support to charities hampered by lockdown, the firm of accountants, business consultants and wealth managers has launched a 100 Year Fitness Charity Challenge. Almost 40 staff, across its offices in Jesmond and Durham along with their friends and family are […]
Monthly Archives: September 2020
24
Sep
Sep
The Chancellor of the Exchequer Rishi Sunak presented our Winter Economy Plan today (Thursday 24 September 2020) to outline how the government will support jobs and the economy over the coming months. Here is our summary below. Job Support Scheme To support viable UK employers who face lower demand […]
22
Sep
Sep
The North East LEP region has been awarded £2.4 million of ERDF funding to support SMEs to recover from Covid19. If you have been directly impacted by the coronavirus pandemic you could be eligible to apply for grants between £1,000 to £3,000 to access one to one expert advice on […]
Blog, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Retirement, Tax, Taxable Benefits, Wealth
Don’t ignore your pension savings statement
22
Sep
Sep
It’s rare nowadays to be in, what used to be called, a “Final Salary” pension. We now call these “Defined Benefit” pensions because they are now not typically based on your final salary but on your service and income levels throughout the period of membership. If you work for the […]
21
Sep
Sep
Typically, when we speak to younger clients, to retire at 55 feels like a good plan. Perhaps this is because their work is demanding, and they can’t imagine “keeping going” at that sort of pace for years on end. Last week the Government confirmed that the normal minimum pension […]
17
Sep
Sep
The sale of your home is not always exempt from capital gains tax. There are many quirks to the capital gains tax rules and we would recommend always contacting us for a quick chat if you are selling a property – or any other investment asset – even if it […]
Blog, Budget, Business, Financial Planning, Investments, Pensions, Personal Finance, Wealth
Do you know what your financial goals are?
09
Sep
Sep
As financial planners, we ask a lot of questions about goals – you might think we are being nosy?! The reason for asking so many questions is to try and establish what’s most important to you. It’s not as simple as just asking you what your goals are. If you […]
08
Sep
Sep
Mainstream media is highlighting the ravages of Covid-19 on our society and economy but in fact, anecdotal evidence suggests that it is not all gloom and doom: some people are even starting a new business. And, if the expected slew of redundancies does indeed happen once the furlough scheme ends, […]
Blog, Budget, Financial Planning, Investments, Later Life, Personal Finance, Wealth
Cash reserves – the “Goldilocks” theory
07
Sep
Sep
Our sister company Robson Laidler Accountants and Tax Advisers have scheduled a Webinar Wednesday 9 September on “Cashflow Management”. This event is for business owners and you can contact ggraham@robson-laidler.co.uk if you would like to attend. But what about our own, personal cash reserves? Whilst the last 6 months have […]
01
Sep
Sep
Over recent months the government has announced a number of changes to the Coronavirus Job Retention Scheme – more commonly referred to as ‘furlough’. From September the government contribution towards wages is reducing from 80% to 70% up to a maximum of £2,187.50 per month; in October this reduces […]