At the start of this year I decided to read this book – it’s a daily reading, a bible, if you like, for financial advisers and wealth managers from a man who has over 50 years’ experience of helping families with their finances. I’m so glad I did! On January […]
Tag Archives: financial planning
22
Dec
Dec
If all plans are out of the window is it worth planning at all? What a year! If anyone had told us we would not have believed them. So many plans cancelled. But what about our clients’ long term financial plans? Were they even affected by the Covid pandemic? Not […]
01
Dec
Dec
Most business owners are focussed individuals and love what they do. Our financial planning team RL Wealth are in the fortunate position to see the whole picture. They can see the turnover, the profits, the tax return but, because it’s about balancing the business finances with the owner’s personal financial […]
09
Oct
Oct
To round off with the Financial Planning Week blog posts from our team, Director and Chartered Financial Planner Amanda Cowie gives her thoughts on financial planning when you are nearing 50!… If, like me, you are getting near your “special” birthday you maybe can’t believe that you are at […]
07
Oct
Oct
This week is Financial Planning Week and to support this we have asked our staff to give us their own thoughts on their own financial planning priorities, in hope that this might give others some inspiration and ideas when it comes to planning for themselves. Here’s a great read […]
06
Oct
Oct
Continuing with our series of blog posts from members of our team on what’s important to them when planning their financial future, here’s some thoughts from Megan Dimmick, wealth administrator… As a recently turned 21-year-old and a generation Z, financial planning would usually be the last thing on my […]
22
Sep
Sep
It’s rare nowadays to be in, what used to be called, a “Final Salary” pension. We now call these “Defined Benefit” pensions because they are now not typically based on your final salary but on your service and income levels throughout the period of membership. If you work for the […]
09
Sep
Sep
As financial planners, we ask a lot of questions about goals – you might think we are being nosy?! The reason for asking so many questions is to try and establish what’s most important to you. It’s not as simple as just asking you what your goals are. If you […]
07
Sep
Sep
Our sister company Robson Laidler Accountants and Tax Advisers have scheduled a Webinar Wednesday 9 September on “Cashflow Management”. This event is for business owners and you can contact ggraham@robson-laidler.co.uk if you would like to attend. But what about our own, personal cash reserves? Whilst the last 6 months have […]
20
Jul
Jul
Can anyone remember when Pensions Freedom came in? Just me? Apparently not. The Financial Conduct Authority have just conducted an outcome review to see how pension providers have adapted to all the changes. This has been delayed because of the “awfulness” until February 2021. As a financial planner (and a […]