This vlog: Planning for university and retiring sooner demonstrates the situation of our model couple Andy and Sarah, both now aged 49 and who have a 17-year old daughter who is thinking about going to university and a 13-year son who will most likely do the same. They have approached […]
Category Archives: Family
Blog, Family, Financial Planning, Protection, Wealth
Financial Planning Life Stages: Protection needs for a young family
12
Dec
Dec
This vlog: Financial Planning Protection Needs for a Young Family demonstrates the situation of a young family who have just bought their first home and have a small child. We model their financial situation based on the tragic event of a premature death in the family. Andy age 36, is married […]
25
Aug
Aug
On 29th July 2022, the Financial Conduct Authority (FCA) started regulating the pre-paid funeral plan industry. The regulation is expected to bring higher standards to the industry and boost consumer protection. Up to this date, pre-paid funeral plans were voluntarily regulated by the Funeral Planning Authority (FPA), a self-regulated […]
Blog, Budget, Family, Financial Planning, Personal Finance, Wealth
Parents financial planning for university
26
Aug
Aug
If your offspring are flying the nest next month to university you’ve probably got mixed feelings. You may feel happy for them but wondering if you’ll feel bereft/glad that you won’t be getting woken up at 3am when they come home from the nightclub. You’ve probably also done most […]
12
Aug
Aug
Work – life balance – work to live or live to work? It’s an increasingly hot topic of late as working from home, flexible and agile working becomes more the norm. Many would think this would facilitate a balance; however, some people still find that when they are at home […]
Blog, Budget, Family, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Retirement, Wealth
Why organising your finances is good for your mental health
11
May
May
Why is organising your finances good for your mental health? Mind, the mental health charity says: It’s those nagging thoughts in the middle of the night that cause us to lose sleep, cause gut busting anxiety and yes, it can become a vicious cycle leading to depression, relationship issues […]
Banking, Blog, Budget, Business, Family, Financial Planning, Later Life, Pensions, Personal Finance, Wealth
15 tips for financial freedom
04
May
May
Get yourself on the right financial path Financial freedom means having enough money to afford the lifestyle you want for yourself and your family for the rest of your life, without fear of running out or being employed or dependant on others. These 15 top tips can help you on […]
15
Mar
Mar
We’ve reached the anniversary of us all packing up our office and working from home! We cannot believe it’s been a year. It’s certainly had its ups and downs. Recently we read an article in The Times, which covered how six successful women work from home, so we thought we’d […]
Blog, Budget, Family, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Retirement, Wealth
When can I retire? Do you know your “magic number”?
09
Mar
Mar
I was having coffee with friends, in those pre-lockdown halcyon days, and one asked “when do you think you will retire?” My answer is always the same “when my pension and investments reach the magic number!” Obviously my magic number is personal! But I 100% know what it is and […]
Blog, Budget, Family, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Retirement, Wealth
Getting closer to 50 – financial planning priorities
09
Oct
Oct
To round off with the Financial Planning Week blog posts from our team, Director and Chartered Financial Planner Amanda Cowie gives her thoughts on financial planning when you are nearing 50!… If, like me, you are getting near your “special” birthday you maybe can’t believe that you are at […]