Category Archives: Personal Finance

Money management during unprecedented times

money management

The term “unprecedented times” has been used a lot over the past few years, hasn’t it? Whether it’s the global pandemic, the soaring cost of fuel and energy crisis or the more recent war in Ukraine none of us would be shamed for saying when it comes to our finances […]

Helping you find financial fairness in divorce

financial fairness

The pandemic over the past 20 months has taken its toll in different ways.  For many this has included relationship breakdowns and sadly we have seen a rise in divorce and separation with our own clients.   We’ve also spoken to some highly regarded North East solicitors who specialise in […]

The Autumn Budget Changes to Pensions

The Autumn Budget Changes to Pensions

If you have a UK pension then you may need to be aware of three important changes that were announced in the recent Autumn Budget:   No 1.  The change to the age that you can take an income from an invested pension. We’ve been mentioning this to our clients […]

The Autumn Budget Statement – Tax Tricks or Treats?

The Autumn Budget Statement – Tax Tricks or Treats?

On Wednesday 27 October the Chancellor of the Exchequer delivered the Autumn Budget Announcement.  In the run up to Halloween we ask whether it delivered tax tricks or treats?   The Autumn Budget Announcement trumpeted a “New Age of Optimism”, but there were ominous signs of tax increases to come.  […]

Investor anxiety at an all-time high

Investor anxiety

The following article from Dimensional is food for thought about investor behaviour as global equity markets are at or near all-time highs:   KEY TAKEAWAYS Financial journalists periodically stoke investors’ record-high anxiety by suggesting the laws of physics apply to financial markets—that what goes up must come down.   But […]

Pensions Awareness Day – All you need to know

national pension day

Pension Awareness Day takes place annually on September 15 with the aim to alert the nation that they need to save more for their retirement.   So what do you need to be aware of exactly? Here’s some tips from Chartered Financial Planner Amanda Cowie director at  RL Wealth:   Pensions are […]

Parents financial planning for university

university planning for parents

If your offspring are flying the nest next month to university you’ve probably got mixed feelings. You may feel happy for them but wondering if you’ll feel bereft/glad that you won’t be getting woken up at 3am when they come home from the nightclub.   You’ve probably also done most […]

Emma excels into financial planning role

Emma Purvis

Robson Laidler Wealth is moving forward with a senior financial planning promotion and a raft of new appointments as it continues to grow.   The financial planning firm has seen a 14% increase in turnover in its last financial year and is set to growth by a further 10% this […]

Business owners – how to prioritise your personal plans

business owner

We’ve met lots of business owners recently who are still working hard well into their 60’s.  This is typically because they love what they do.  But also it’s because they haven’t had a chance to consider making plans.  They are too busy!   So, why should you take your foot […]

Financial Planning for GPs

GP financial planning

GPs need to focus on their future financial planning just like the rest of us. Most GPs we talk to are working long hours in addition to patients with Covid, they are dealing with the fall out of long Covid, mental health issues exacerbated by the pandemic and also those […]