There is a “movement” doing the rounds at the moment, FIRE, “Financial Independence Retire Early”. It’s based on the bestseller “Playing with FIRE” by Scott Rieckens. Scott was so fed up with his life he decided to quit the rat race, cut his expenses in half so that he could […]
Category Archives: Wealth
15
Mar
Mar
We’ve reached the anniversary of us all packing up our office and working from home! We cannot believe it’s been a year. It’s certainly had its ups and downs. Recently we read an article in The Times, which covered how six successful women work from home, so we thought we’d […]
09
Mar
Mar
I was having coffee with friends, in those pre-lockdown halcyon days, and one asked “when do you think you will retire?” My answer is always the same “when my pension and investments reach the magic number!” Obviously my magic number is personal! But I 100% know what it is and […]
03
Mar
Mar
What a time to be in business! Fine if you are Amazon founder Jeff Bezos or own a takeaway coffee van! We recognise however that some business owners are having a very stressful time and that’s why we are working closely with our Wealth Management team to help clients see […]
25
Feb
Feb
Think back to the 80’s (if you can!) we had Wall Street, Harry Enfield’s Loadsamoney, Miami Vice, regular news items on city traders making a fortune. At that time being a millionaire was out of reach for most people. Maybe a bit distasteful even. Since then, due to the success […]
02
Feb
Feb
In a recent global study* the question “What do you value in the relationship you have with your financial adviser?” The results were: Given what we are going through at the moment you might say that this is pretty obvious. However these results were similar pre-pandemic. So, how do […]
29
Jan
Jan
Everyday it seems I’m getting queries from clients asking whether they can buy individual shares through the investment accounts that we manage. These queries are likely to be generated as a result of the sizeable gains seen in some stock prices since last March after the pandemic effects took […]
At the start of this year I decided to read this book – it’s a daily reading, a bible, if you like, for financial advisers and wealth managers from a man who has over 50 years’ experience of helping families with their finances. I’m so glad I did! On January […]
22
Dec
Dec
If all plans are out of the window is it worth planning at all? What a year! If anyone had told us we would not have believed them. So many plans cancelled. But what about our clients’ long term financial plans? Were they even affected by the Covid pandemic? Not […]
21
Dec
Dec
NHS Pension Members – Don’t forget to declare excesses from your 19/20 pension savings on your January Self Assessment return. If you have exceeded your Annual Allowance for 19/20 and you don’t have sufficient unused annual allowance to carry forward to cover the excess, you must declare this on your […]