Since the start of the year news headlines have heavily featured the outbreak of the coronavirus in China. The virus has had the effect of stopping flights, slowing trade and prompted the building of a new hospital in record time. Epidemics like this can quickly unnerve investors and potentially affect […]
Category Archives: Wealth
Blog, Financial Planning, Personal Finance, Tax, Wealth
Financial planning in the North East – fail to plan, plan to fail
27
Jan
Jan
It’s a well-known expression and one that we at Robson Laidler Wealth focus 100% of our client time on. To us, working with our clients is not about selling products, we’re always thinking about our clients’ plans and how we might help achieve them with good financial planning. Our priority […]
22
Jan
Jan
When we meet someone in real life, we ask questions to get to know them better. We listen to their anecdotes, ideas, opinions, and beliefs. We try to unearth their story, and to tell our own. The end goal is to connect. In business the rules don’t really change. We […]
Blog, Financial Planning, Pensions, Personal Finance, Retirement, Wealth
North East Women – are you financially resilient?
21
Nov
Nov
Recently we hosted an event in conjunction with a national initiative introduced by the Chartered Insurance Institute. The theme was “Insuring Women’s Futures” and it deliberately coincided with National Talk Money Week on the basis that if you get women talking about issues through raising awareness then things might start […]
Blog, Financial Planning, Pensions, Personal Finance, Protection, Wealth
Retirement Planning – 5 things to think about!
23
Oct
Oct
Planning for retirement might seem like a long road ahead and we know how hard it is to prioritise saving over spending. When you’ve saved your entire working life, you just want to know that you will be “ok” financially when you eventually stop. We think it’s important to have […]
Blog, Financial Planning, Later Life, Pensions, Personal Finance, Retirement, Wealth
Pensions in your twenties and thirties?!
26
Sep
Sep
As a thirty something (and hurtling towards the big 40) I often find myself thinking about retirement and what it’s going to look like. Not necessarily what I’ll be doing or the fact I’ll be finished work forever (yippee), I’m thinking about money, my pension, and will I have enough […]
Blog, Family, Financial Planning, Pensions, Personal Finance, Retirement, Tax, Taxable Benefits, Wealth
What happens to my pension when I die?
20
Sep
Sep
One of the most regularly asked questions I get from clients is “what happens to my pension when I die”. Your pension can be your largest asset, often exceeding the value of your home. The rules governing pensions can be complex and have changed significantly in recent years. What happens […]
Blog, Family, Financial Planning, Later Life, Pensions, Personal Finance, Retirement, Tax, Wealth
Lifetime Allowance – Myths you need to know
18
Sep
Sep
For those who haven’t heard of this before, the Lifetime Allowance (LTA) is the amount that a UK individual can hold in a registered pension arrangement(s). Now the LTA is £1.055m and it is set to increase with CPI every year.
Blog, Financial Planning, Healthcare, Later Life, Pay, PAYE, Payroll, Pensions, Personal Finance, Retirement, Tax, Taxable Benefits, Wealth
NHS Pensions – handy hints to plan your exit
10
Sep
Sep
For most of the doctors I meet, their NHS Pension will underpin their retirement planning. So, it’s probably a good idea to get clued up/take some advice if you have a specific date/lifestyle in mind! Here’s what you should be thinking about: 1. Work out what you need and […]
Blog, Budget, Community, Family, Financial Planning, Personal Finance, Wealth
Financial Planning for North East Women
05
Sep
Sep
Come on ladies, it’s time to get a handle on long term finance! There have been a number of headlines recently about women not taking responsibility for their longer-term planning, many leaving it to their partner. Is this a problem? Perhaps not for some, but in my job I see […]