I hope you and your family are coping well with the government restrictions and remain safe and healthy. Many of you may be isolated at home while for others you are facing difficulties in continuing to run your business. Capacity We want to offer any appropriate support whatever your current […]
Author Archives: Neil Cowie
Blog, Budget, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Protection, Retirement, Wealth
Budget 2020 – Personal Finance Summary
11
Mar
Mar
The new chancellor has just sat down after delivering his first budget statement. The issue of the government’s response to coronavirus dominated the first part of his speech. Of more interest to us and our clients were the measures that directly affect personal finances. Our summary of the key issues: […]
04
Feb
Feb
Since the start of the year news headlines have heavily featured the outbreak of the coronavirus in China. The virus has had the effect of stopping flights, slowing trade and prompted the building of a new hospital in record time. Epidemics like this can quickly unnerve investors and potentially affect […]
Blog, Family, Financial Planning, Pensions, Personal Finance, Retirement, Tax, Taxable Benefits, Wealth
What happens to my pension when I die?
20
Sep
Sep
One of the most regularly asked questions I get from clients is “what happens to my pension when I die”. Your pension can be your largest asset, often exceeding the value of your home. The rules governing pensions can be complex and have changed significantly in recent years. What happens […]
03
Sep
Sep
Last month I posted an article on my training for the Coast to Coast (C2C) cycle ride. I’m pleased to report our team managed to conquer the ride last weekend despite atrocious weather. We set off enthusiastically from Fernwood House on Friday morning loaded with enough fruit, water and chocolate […]
07
Aug
Aug
Here at Robson Laidler we have a strong focus on giving something back to the community. We have regular charity fund raising activities as well as volunteering opportunities. I’ll be honest I often ignore the requests for help with this or that charity effort but when someone suggested a charity […]
Blog, Family, Financial Planning, Investments, Pensions, Personal Finance, Retirement, Wealth
Future proof your lifestyle
27
Jun
Jun
It feels like there’s a lot of uncertainty about at the moment – whether it’s Brexit or our next PM or the state of the economy. It may be concern about climate change, job security, lifestyle. Although these things seem big and out of our control there are steps we […]
Blog, Business, Financial Planning, Personal Finance, Wealth
10 Questions with Robson Laidler Wealth Director Neil Cowie
13
Jun
Jun
What was your first break in business? Getting a call to discuss the new financial planning advice business being set up by Robson Laidler in 2005. 2. What did you want to be growing up? Airline pilot – I’m still a bit of a plane spotter! 3. What attracted you […]
If you are like me you may sometimes think about what life will look like in the future when you don’t have to work? You may think of the hobbies you have or will take up or the extra time you can spend with your family. You may be considering […]
Blog, Budget, Business, Financial Planning, Investments, Wealth
Equity Market Review 2018 – the importance of taking the long-term view
18
Jan
Jan
2018 marked a generally negative year for global equity markets. Despite positive returns experienced in the first 3 quarters of the year the final quarter saw major global indices turn down, largely as a result of fears of trade disputes between US and China. The fourth quarter equity market decline […]
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