As financial planners, we ask a lot of questions about goals – you might think we are being nosy?! The reason for asking so many questions is to try and establish what’s most important to you. It’s not as simple as just asking you what your goals are. If you […]
Category Archives: Budget
Blog, Budget, Financial Planning, Investments, Later Life, Personal Finance, Wealth
Cash reserves – the “Goldilocks” theory
07
Sep
Sep
Our sister company Robson Laidler Accountants and Tax Advisers have scheduled a Webinar Wednesday 9 September on “Cashflow Management”. This event is for business owners and you can contact ggraham@robson-laidler.co.uk if you would like to attend. But what about our own, personal cash reserves? Whilst the last 6 months have […]
Blog, Budget, Family, Financial Planning, Later Life, Personal Finance, Protection, Wealth
Coping with the unexpected – what price peace of mind?
01
Jun
Jun
For many of us, the last few months have been about ticking some long-awaited jobs off a list. Even for those still working it’s amazing how much time has been freed up when we haven’t got the usual distractions like a social life for instance. At the start of this […]
Blog, Budget, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Protection, Retirement, Wealth
Budget 2020 – Personal Finance Summary
11
Mar
Mar
The new chancellor has just sat down after delivering his first budget statement. The issue of the government’s response to coronavirus dominated the first part of his speech. Of more interest to us and our clients were the measures that directly affect personal finances. Our summary of the key […]
Blog, Budget, Community, Family, Financial Planning, Personal Finance, Wealth
Financial Planning for North East Women
05
Sep
Sep
Come on ladies, it’s time to get a handle on long term finance! There have been a number of headlines recently about women not taking responsibility for their longer-term planning, many leaving it to their partner. Is this a problem? Perhaps not for some, but in my job I see […]
Blog, Budget, Family, Financial Planning, Personal Finance, Wealth
Financial planning for University – “Today playgroup, tomorrow university”
13
Aug
Aug
Someone said this to me about 18 years ago when their daughter, a similar age to mine, had just started playgroup. This mother, so upset about losing the company of her toddler, not long after started to home-school – successfully, huge admiration. At the same point, I practically jogged to […]
Blog, Budget, Business, Financial Planning, Investments, Wealth
Equity Market Review 2018 – the importance of taking the long-term view
18
Jan
Jan
2018 marked a generally negative year for global equity markets. Despite positive returns experienced in the first 3 quarters of the year the final quarter saw major global indices turn down, largely as a result of fears of trade disputes between US and China. The fourth quarter equity market decline […]