In these tricky times, how do you as an employer remain profitable whilst trying to look after the wellbeing of your employees? Many employers ask us what an acceptable level of employee benefits is and of course this has to fit within their budget. The pension Since around 2012, […]
Tag Archives: financial planning
Blog, Financial Planning, Healthcare, Later Life, Medical, Pensions, Personal Finance, Retirement, Wealth
Financial Planning for GPs
14
Jun
Jun
GPs need to focus on their future financial planning just like the rest of us. Most GPs we talk to are working long hours in addition to patients with Covid, they are dealing with the fall out of long Covid, mental health issues exacerbated by the pandemic and also those […]
Blog, Financial Planning, Later Life, Pensions, Personal Finance, Retirement, Wealth
Financial planning for later life
07
Jun
Jun
Financial planning – Why it’s better for your money to outlive you? When we put together a financial plan, we use a mortality of age 100 because we don’t want you to run out of money. We also use a financial planning forecasting tool to help you “see” your financial […]
Blog, Business, Financial Planning, Investments, Later Life, Medical, Pay, PAYE, Payroll, Pensions, Personal Finance, Protection, Wealth
Financial planning for newly qualified dentists
24
May
May
Hurrah, after 5 long years you are now ready to go out and earn some money! What should newly qualified dentists be thinking about? How you are paid Ultimately the contract with the dental practice will determine your status for tax but if you are self-employed, it is up to […]
10
May
May
Peace of mind is a phrase that’s used a lot, particularly by financial organisations. Here at Robson Laidler Wealth we would say that it’s about understanding where you are, where you want to get to and how to get there. Inevitably, this gives you confidence about the future, and that’s […]
Blog, Events, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Retirement, Wealth
Happy Financial Independence Day
26
Apr
Apr
On 25 April the world celebrated Financial Independence Day. So, what is Financial Independence? Well, according to Wiki it’s “the status of having enough income to pay one’s living expenses for the rest of one’s life without having to be employed or dependent on others.” Sound good? But how many of us actually know how […]
Blog, Community, Events, Financial Planning, Investments, News, Wealth
Happy Good Earth Day – sustainable investments
22
Apr
Apr
Happy Good Earth Day! Here at Robson Laidler Wealth we understand that the way we invest money has the power to change the world. That’s why we launched our Sustainable Investment portfolios last year. Our portfolios embrace the UN Sustainable Developments Goals and have a “do no harm” ethos. The […]
Blog, Budget, Financial Planning, Investments, Personal Finance, Wealth
What is Financial Independence Day?
25
Mar
Mar
There is a “movement” doing the rounds at the moment, FIRE, “Financial Independence Retire Early”. It’s based on the bestseller “Playing with FIRE” by Scott Rieckens. Scott was so fed up with his life he decided to quit the rat race, cut his expenses in half so that he could […]
Blog, Budget, Family, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Retirement, Wealth
When can I retire? Do you know your “magic number”?
09
Mar
Mar
I was having coffee with friends, in those pre-lockdown halcyon days, and one asked “when do you think you will retire?” My answer is always the same “when my pension and investments reach the magic number!” Obviously my magic number is personal! But I 100% know what it is and […]
Blog, Business, Financial Planning, Investments, Personal Finance, Wealth
Business owner anxious about finances?
03
Mar
Mar
What a time to be in business! Fine if you are Amazon founder Jeff Bezos or own a takeaway coffee van! We recognise however that some business owners are having a very stressful time and that’s why we are working closely with our Wealth Management team to help clients see […]