This vlog: Financial Planning Protection Needs for a Young Family demonstrates the situation of a young family who have just bought their first home and have a small child. We model their financial situation based on the tragic event of a premature death in the family. Andy age 36, is married […]
Category Archives: Financial Planning
Blog, Financial Planning, Personal Finance, Wealth
Robson Laidler Wealth supports Talk Money Week 2022
09
Nov
Nov
Robson Laidler Wealth is taking part in Talk Money Week 2022, an annual awareness campaign coordinated by the Money and Pensions Service to encourage everyone to open up about their money and pensions. Talk Money Week (7-11 November) encourages people to have more open conversations about their money and […]
Blog, Financial Planning, Pensions, Personal Finance, Wealth
Financial Planning Life Stages: Entering adulthood and first job
01
Nov
Nov
Chartered Financial Planners Neil and Amanda Cowie explain the benefits of financial planning through every life stage, no matter what your financial circumstances are. This vlog (Benefits of financial planning through every life stage) starts by looking at the issues affecting those who are entering adulthood and perhaps just beginning […]
03
Oct
Oct
It is difficult to listen to news headlines these days without feeling some anxiety about the effect on your financial investments. Unfortunately, the news rarely adopts a positive tone when reporting anything let alone finance. The past few years have undoubtedly witnessed some major events, including Brexit, Donald Trump, […]
Blog, Financial Planning, Later Life, Personal Finance, Property, Protection, Wealth
Paying for care, how a local authority views deprivation of assets
22
Sep
Sep
Something that comes up, a lot! Many of us know of someone in care or needing care and, from our discussions, of course individuals don’t want to see family assets disappear to cover care fees. Conversely though, paying for your own care tends to come with choice. There are […]
Blog, Financial Planning, Healthcare, Investments, Later Life, Medical, Pensions, Personal Finance
High earning NHS workers could face huge pension tax bills
22
Sep
Sep
High earning NHS workers, including GPs and practice manager partners, could face a £33,000 tax bill due to the way inflation is applied to their pension. The Government has rejected a call from the Association of Independent Specialist Medical Accountants (AISMA) to repeat the 2019/20 compensation scheme, which protected NHS […]
12
Apr
Apr
The term “unprecedented times” has been used a lot over the past few years, hasn’t it? Whether it’s the global pandemic, the soaring cost of fuel and energy crisis or the more recent war in Ukraine none of us would be shamed for saying when it comes to our finances […]
Blog, Divorce, Financial Planning, Wealth
Why splitting your assets 50/50 might not be the best in your divorce
06
Jan
Jan
In the UK, the starting point or default position for dividing assets during a divorce is 50/50. Most ex-spouse’s would agree that they want an equitable split of their shared matrimonial assets, or the financial product that has been built up during the marriage and belongs to both parties. However, […]
29
Nov
Nov
This week is national Good Divorce Week 2021 (29 Nov – 3 Dec) and here at Robson Laidler Wealth we have also launched a campaign that is all about ensuring financial fairness to help both parties get a ‘good divorce’ with a fair outcome for all. In support of Good […]
16
Nov
Nov
The pandemic has taken its toll in different ways. For many this has included relationship breakdown and sadly we have seen this happen with our own clients. It’s clearly unavoidable but the breakdown of long-term relationships and potential divorce in later life is one of the biggest risks to […]