This week we are supporting the CISI Financial Planning Week and will be giving free advice on family budgeting, financial planning and how you can begin. Don’t miss the opportunity to book a free 1-hour online chat with one of our qualified financial planners. You can email me, Neil Cowie […]
Category Archives: Investments
Blog, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Retirement, Tax, Taxable Benefits, Wealth
Don’t ignore your pension savings statement
22
Sep
Sep
It’s rare nowadays to be in, what used to be called, a “Final Salary” pension. We now call these “Defined Benefit” pensions because they are now not typically based on your final salary but on your service and income levels throughout the period of membership. If you work for the […]
Blog, Budget, Business, Financial Planning, Investments, Pensions, Personal Finance, Wealth
Do you know what your financial goals are?
09
Sep
Sep
As financial planners, we ask a lot of questions about goals – you might think we are being nosy?! The reason for asking so many questions is to try and establish what’s most important to you. It’s not as simple as just asking you what your goals are. If you […]
Blog, Budget, Financial Planning, Investments, Later Life, Personal Finance, Wealth
Cash reserves – the “Goldilocks” theory
07
Sep
Sep
Our sister company Robson Laidler Accountants and Tax Advisers have scheduled a Webinar Wednesday 9 September on “Cashflow Management”. This event is for business owners and you can contact ggraham@robson-laidler.co.uk if you would like to attend. But what about our own, personal cash reserves? Whilst the last 6 months have […]
Blog, Community, Financial Planning, Investments, Personal Finance, Wealth
ESG investing – a new normal?
26
May
May
Over the last year we have been having more conversations around ESG investing – where fund priorities are based on environmental, social, and governance issues. There has always been a small number of individuals who have specifically mentioned that they wish for a particular area to be excluded from their […]
Blog, Financial Planning, Investments, Personal Finance, Wealth
An update from RL Wealth: Covid 19 – what have we learned?
19
May
May
I’ll not to start this with the usual “I hope this finds you well?” as this seems to be at the start of every fund manager communication we’ve had since this crisis began! I do genuinely hope though that you and your family are managing to stay healthy and sane […]
Blog, Business, Financial Planning, Investments, News, Personal Finance, Wealth
Robson Laidler Wealth – Coronavirus Update
07
Apr
Apr
I hope you and your family are coping well with the government restrictions and remain safe and healthy. Many of you may be isolated at home while for others you are facing difficulties in continuing to run your business. Capacity We want to offer any appropriate support whatever your current […]
Blog, Budget, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Protection, Retirement, Wealth
Budget 2020 – Personal Finance Summary
11
Mar
Mar
The new chancellor has just sat down after delivering his first budget statement. The issue of the government’s response to coronavirus dominated the first part of his speech. Of more interest to us and our clients were the measures that directly affect personal finances. Our summary of the key issues: […]
04
Feb
Feb
Since the start of the year news headlines have heavily featured the outbreak of the coronavirus in China. The virus has had the effect of stopping flights, slowing trade and prompted the building of a new hospital in record time. Epidemics like this can quickly unnerve investors and potentially affect […]
Blog, Family, Financial Planning, Investments, Pensions, Personal Finance, Retirement, Wealth
Future proof your lifestyle
27
Jun
Jun
It feels like there’s a lot of uncertainty about at the moment – whether it’s Brexit or our next PM or the state of the economy. It may be concern about climate change, job security, lifestyle. Although these things seem big and out of our control there are steps we […]